Gulf Bank was established in 1960 and has since progressed to becoming an industry-leading financial services provider complemented by a large network of 55 branches strategically positioned in key locations across Kuwait.
The main groups of the Bank are Consumer Banking, Corporate Banking, International Banking and Treasury.
Job Purpose::
Carry out credit reviews across the Corporate Banking to ensure risk exposure is within GB’s appetite for risk.
Accountabilities::
Independent Credit Assessment
Spreading of financials and perform Obligor Risk ratings and Facility Risk Ratings
Preparation of Credit memorandum and other related documents using Credit Application System. Conduct detailed financial statement analysis including cash flows, repayment source, industry analysis, identification of risk and mitigants, covenants and conditions.
Compliance of Bank’s Credit Policy and CBK Credit Policy and Guidelines
Comply with Gulf Bank/Central Bank Policy and Guidelines and ensure that credit applications and credit memoranda meet requirements of credit committees, etc
Account /Covenant Monitoring
Monitor excesses and repayments and follow-up with RMs on timely renewals, submission of financials and collateral/documentation deficiencies. Provide reports on pending approval covenants to RMs on quarterly basis
Proper account categorization
Identify the appropriate purpose codes, NAICS codes and classification of the accounts and facilities properly.
Education, KS&E:
Education /Qualifications:
Professional Accounting/Finance/Banking qualifications preferably educated abroad
Knowledge:
Knowledge in finance and accounting
Experience:
1- 2 years’ experience preferably in corporate banking, risk management and related areas
Generic & Specific Skills:
Excellence in MS Office
Analytical and financial skills
Effective interpersonal skills
Accountable for results
Self confidence
Team player
Apply Online
The main groups of the Bank are Consumer Banking, Corporate Banking, International Banking and Treasury.
Job Purpose::
Carry out credit reviews across the Corporate Banking to ensure risk exposure is within GB’s appetite for risk.
Accountabilities::
Independent Credit Assessment
Spreading of financials and perform Obligor Risk ratings and Facility Risk Ratings
Preparation of Credit memorandum and other related documents using Credit Application System. Conduct detailed financial statement analysis including cash flows, repayment source, industry analysis, identification of risk and mitigants, covenants and conditions.
Compliance of Bank’s Credit Policy and CBK Credit Policy and Guidelines
Comply with Gulf Bank/Central Bank Policy and Guidelines and ensure that credit applications and credit memoranda meet requirements of credit committees, etc
Account /Covenant Monitoring
Monitor excesses and repayments and follow-up with RMs on timely renewals, submission of financials and collateral/documentation deficiencies. Provide reports on pending approval covenants to RMs on quarterly basis
Proper account categorization
Identify the appropriate purpose codes, NAICS codes and classification of the accounts and facilities properly.
Education, KS&E:
Education /Qualifications:
Professional Accounting/Finance/Banking qualifications preferably educated abroad
Knowledge:
Knowledge in finance and accounting
Experience:
1- 2 years’ experience preferably in corporate banking, risk management and related areas
Generic & Specific Skills:
Excellence in MS Office
Analytical and financial skills
Effective interpersonal skills
Accountable for results
Self confidence
Team player
Closing Date:
31-Dec-2012
Apply Online
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