Monday, July 22, 2013

Required Junior Credit Analyst - Gulf Bank

To review and analyze loan and credit card applications in compliance with CBK rules and GB credit policies. Check credit applications for CBK violations and policy rules, data integrity, credit bureau information, terms and conditions, legality of contract and documents completeness.  Review manual, electronic applications (ELOAN), auto loan and credit card applications in addition to administrative tasks ( i.e. files reconciliation).

Education / Qualifications:
    Bachelor’s Degree in Banking/ Management/Finance

Knowledge:
    Good Retail underwriting assessment;  Financial Analytics

Experience:
    1 – 3 years in a Credit Analysis role in Banking/Finance Company

Generic & Specific Skills:
    Good Communication
    Analytical Thinking
    Credit Analysis
    Bilingual in Arabic & English
    Proficient in IT (MS Office & Banking software)

Accountabilities::
Loan and credit card applications
    Review credit applications against CBK guidelines and GBK credit procedures
    Ensure documentation is complete and gaps are followed-up or queried
    Review credit applications documents validity, terms and condition in addition to the legality of contracts

Risk assessment
    Ensure all internal procedures/guidelines and credit processes are complied with
    Identify other features of the application that needs attention

 Quality assurance
    Ensure the standard of loan applications is maintained by branches
    Highlight where applications need correction or modification

Apply Online

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