Responsible of the Auto Finance relationship with Auto Sales Officers and the preliminary credit assessment. Manage a team of Junior Credit Analyst and assist in the review, credit assessment and underwriting of loans and credit card applications in line with GB policies & procedures and CBK rules and regulations.
Education / Qualifications: Degree in banking / finance / business management
Knowledge: Knowledge of consumer credit analysis and risk assessment; local and regional practices and government regulations
Experience: 5-8 years in a bank within Credit Risk management / Credit risk practices
Accountabilities:
a) Credit Applications: Assist in the Credit assessment and underwriting of Auto Loans, specific loans and credit card applications
b) Risk Assessment : Ensure all internal procedures / guidelines and credit processes are complied with and recommend risk mitigation
c) Quality Assurance : Ensure the standard of credit applications are maintained and discrepancies monitored
d) Compliance: Comply with all policies, procedures and Central Bank rules and regulations
e) Reporting: Prepare and provide reports on daily and monthly transactions
Generic Accountabilities:
f) Policies & Procedures: Ensure all Policies and Procedures are implemented
g) Corporate Governance: Comply with all risk, CBK and AML policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all Consumer Banking operations
h) People Management: Managing performance, developing and motivation of the direct subordinates
Apply Online
Education / Qualifications: Degree in banking / finance / business management
Knowledge: Knowledge of consumer credit analysis and risk assessment; local and regional practices and government regulations
Experience: 5-8 years in a bank within Credit Risk management / Credit risk practices
Accountabilities:
a) Credit Applications: Assist in the Credit assessment and underwriting of Auto Loans, specific loans and credit card applications
b) Risk Assessment : Ensure all internal procedures / guidelines and credit processes are complied with and recommend risk mitigation
c) Quality Assurance : Ensure the standard of credit applications are maintained and discrepancies monitored
d) Compliance: Comply with all policies, procedures and Central Bank rules and regulations
e) Reporting: Prepare and provide reports on daily and monthly transactions
Generic Accountabilities:
f) Policies & Procedures: Ensure all Policies and Procedures are implemented
g) Corporate Governance: Comply with all risk, CBK and AML policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all Consumer Banking operations
h) People Management: Managing performance, developing and motivation of the direct subordinates
Apply Online
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