Job Purpose::
•To execute transactions for processing all Consumer Banking loans as per set guidelines ensuring compliance with the Bank’s lending policies, procedures and practices and CBK’s guidelines.
Accountabilities::
•Loan Applications Processing: Process all loan applications received from Consumer Banking departments (loan amount, term – approvals etc.); track and highlight discrepancies during processing of documents and ensure closure due to incomplete documentation
•Loan Disbursement: Prepare loan applications towards approval in adherence to the bank’s policies and guideline
•Processing Documentation: Consolidate all faxes or mails from Branches, Collection, Legal Department and Risk regarding repayments, settlements or extension requests and follow-up with the respective departments on any gaps.
•Generic Accountabilities:
•Corporate Governance: Follow all relevant Gulf Bank operational procedures and instructions so that work is carried out in a controlled and consistent manner
•Risk Management: Conform to risk policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all banking operations
•AML Compliance: Comply to Anti – Money laundering policies and procedures
Education/Knowledge/ Experience/Skills:
•Education / Qualifications: Bachelor’s degree in Commerce/Accounting/Finance
•Knowledge: Knowledge of Loans & Syndication
•Experience: 2 - 3 years in banking operations with a good grasp of banking loan policies
No comments:
Post a Comment