Job Purpose::
•To execute transactions for processing all Consumer Banking loans as per set guidelines ensuring compliance with the Bank’s lending policies, procedures and practices and CBK’s guidelines.
Accountabilities::
•Loan Applications Processing: Process all loan applications received from Consumer Banking departments (loan amount, term – approvals etc.); track and highlight discrepancies during processing of documents and ensure closure due to incomplete documentation
•Loan Disbursement: Prepare loan applications towards approval in adherence to the bank’s policies and guideline
•Processing Documentation: Consolidate all faxes or mails from Branches, Collection, Legal Department and Risk regarding repayments, settlements or extension requests and follow-up with the respective departments on any gaps.
•Generic Accountabilities:
•Corporate Governance: Follow all relevant Gulf Bank operational procedures and instructions so that work is carried out in a controlled and consistent manner
•Risk Management: Conform to risk policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all banking operations
•AML Compliance: Comply to Anti – Money laundering policies and procedures
Education, KS&E:
•Education / Qualifications: Bachelor’s degree in Commerce/Accounting/Finance
•Knowledge: Knowledge of Loans & Syndication
•Experience: 2 - 3 years in banking operations with a good grasp of banking loan policies
•To execute transactions for processing all Consumer Banking loans as per set guidelines ensuring compliance with the Bank’s lending policies, procedures and practices and CBK’s guidelines.
Accountabilities::
•Loan Applications Processing: Process all loan applications received from Consumer Banking departments (loan amount, term – approvals etc.); track and highlight discrepancies during processing of documents and ensure closure due to incomplete documentation
•Loan Disbursement: Prepare loan applications towards approval in adherence to the bank’s policies and guideline
•Processing Documentation: Consolidate all faxes or mails from Branches, Collection, Legal Department and Risk regarding repayments, settlements or extension requests and follow-up with the respective departments on any gaps.
•Generic Accountabilities:
•Corporate Governance: Follow all relevant Gulf Bank operational procedures and instructions so that work is carried out in a controlled and consistent manner
•Risk Management: Conform to risk policies and procedures to minimize the error ratios and customer frauds; comply to Basel II framework for all banking operations
•AML Compliance: Comply to Anti – Money laundering policies and procedures
Education, KS&E:
•Education / Qualifications: Bachelor’s degree in Commerce/Accounting/Finance
•Knowledge: Knowledge of Loans & Syndication
•Experience: 2 - 3 years in banking operations with a good grasp of banking loan policies
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