To review and analyze loan and credit card applications in compliance with CBK rules and GB credit policies. Check credit applications for CBK violations and policy rules, data integrity, credit bureau information, terms and conditions, legality of contract and documents completeness. Review manual, electronic applications (ELOAN), auto loan and credit card applications in addition to administrative tasks ( i.e. files reconciliation).
Education / Qualifications:
Bachelor’s Degree in Banking/ Management/Finance
Knowledge:
Good Retail underwriting assessment; Financial Analytics
Experience:
1 – 3 years in a Credit Analysis role in Banking/Finance Company
Generic & Specific Skills:
Good Communication
Analytical Thinking
Credit Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
Accountabilities::
Loan and credit card applications
Review credit applications against CBK guidelines and GBK credit procedures
Ensure documentation is complete and gaps are followed-up or queried
Review credit applications documents validity, terms and condition in addition to the legality of contracts
Risk assessment
Ensure all internal procedures/guidelines and credit processes are complied with
Identify other features of the application that needs attention
Quality assurance
Ensure the standard of loan applications is maintained by branches
Highlight where applications need correction or modification
Apply Online
Education / Qualifications:
Bachelor’s Degree in Banking/ Management/Finance
Knowledge:
Good Retail underwriting assessment; Financial Analytics
Experience:
1 – 3 years in a Credit Analysis role in Banking/Finance Company
Generic & Specific Skills:
Good Communication
Analytical Thinking
Credit Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
Accountabilities::
Loan and credit card applications
Review credit applications against CBK guidelines and GBK credit procedures
Ensure documentation is complete and gaps are followed-up or queried
Review credit applications documents validity, terms and condition in addition to the legality of contracts
Risk assessment
Ensure all internal procedures/guidelines and credit processes are complied with
Identify other features of the application that needs attention
Quality assurance
Ensure the standard of loan applications is maintained by branches
Highlight where applications need correction or modification
Apply Online
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