Monday, July 15, 2013

Required Business Banking Relationship Manager - Gulf Bank

To successfully build relations with existing and new customers ensuring maximum revenue generation and plan for maximizing customer base and retention of existing clientele while building referrals and leads for the Team.
   
Education / Qualifications:
        Bachelor’s Degree in Banking/ Management/Finance
   
Knowledge:
        Good knowledge of SME business products and local market
   
Experience:
        3 – 5 years in Banking with minimum 2 years in SME portfolio management
        Excellent Communication
        Analytical Thinking
        Risk Management
        Bilingual in Arabic & English
        Proficient in IT (MS Office & Banking software)

 Accountabilities::
   
Sales Management:
        Deliver sales of GB products and services to new and existing clients; ensure achieving sales target as planned
   
Loan origination:
        Verify and analyze preliminary information in the loan application, assess eligibility against the criteria of the product program, prepare reports on client creditworthiness etc. and make recommendations on loans etc.
   
Risk Assessment:
        Submit application to Credit Processing Unit; follow up and keep client informed about the outcome
   
Review/renewal of Loans:
        Ensure client requirements e.g. renewals, amendments, loan extensions are processed promptly; engage with customer on review/renewal of facility; ensure collection of all documents for loan review; verify information provided
   
Revenue & Regulatory:
        Ensure revenue recovery in line with contract
   
Report Irregularities:
        Report irregularities in contracts (in co-ordination with the legal department)
   
People Management:
        Manage, motivate and develop individual employees and the team in line with GB people policies & practices
   
Policies & Procedures:
        Follow all operational procedures and assist new Team members by communicating the same
   
Corporate governance & compliance: Work fully within:
        risk policies and procedures
        all compliance regulations

Apply Online

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